Lien Searches

Property Lien Searches by Infinity Title Agency

When you're purchasing a home or refinancing a property, the last thing you want is a "hidden" financial ghost haunting your title.  At Infinity Title Agency, we provide comprehensive real estate lien search and full title examination services to ensure your property rights are clear and your investment secure.

What is a Lien Search in Real Estate?

A property lien search is a detailed investigation into public records to determine if there are any outstanding financial claims or legal encumbrances against a specific piece of real estate.

In the world of title and escrow services, a lien search is a critical component of the title search process.  While a title search looks at the history of ownership of the property, the lien search focuses specifically on debts.  If a lien exists, the property acts as collateral for a debt; until the debt is paid, the owner cannot provide a clear title to a buyer. 

Professional lien search services for real estate property closings in Northeast Ohio and Florida by Infinity Title Agency serving home buyers and sellers, real estate agents, banks, and new construction builders.

Report from a lien search performed by Infinity Title Agency on a Northeast Ohio real estate property during the escrow closing process
A Northeast Ohio real estate agent handing a purchase agreement to a home seller as part of the escrow services from Infinity Title Agency

Why is a Lien Search Vital to Your Real Estate Closing Process

Infinity Title Agency conducts property lien searches during the escrow closing process so that if any issues - such as unpaid taxes or contractor disputes - are discovered, they can be resolved in a timely manner, ensuring your closing stays on track.  Performing a lien search is vital for many reasons:

Financial Protection: 

If you buy a home with an existing lien, there is a risk you could become responsible for the previous owner's debt to prevent foreclosures.


Discovering Hidden Debts: 

Not all liens are obvious. Some stay attached to the property regardless of who the owner is.

Smooth Closing:
Identifying liens early prevents last-minute delays or the collapse of your real estate deal.

Why Choose Infinity Title Agency for Your Lien Search?

You need a partner with local expertise and a meticulous eye for detail for your real estate property lien search.  Here's why our clients trust Infinity Title Agency:

Public Record Access

We dive deep into county records, municipal records, and court filings to find liens that automated searches often miss.

Speed & Accuracy

We understand that time is of the essence in real estate.  We deliver precise results quickly to keep your closing on track.

Expert Resolution

If a lien is found, our team has the experience to help navigate the payoff and release process, ensuring the title is cleared properly.

Local Knowledge

As a premier title agency in Northeast Ohio and Florida, we understand the specific filing nuances of our local jurisdictions.

Lien Search

Frequently Asked Questions

What are the most common types of property liens?


The most common liens found during a search include tax liens (unpaid taxes), mortgage liens, mechanic's liens (unpaid contractors), and judgment liens (from a court-ordered debt).

How long does a property lien search take?


At Infinity Title Agency, a standard lien search is typically completed within 24 to 72 hours, depending on the complexity of the property's history and the responsiveness of local municipalities.

Can I do a lien search myself?


While public records are technically accessible, a DIY search is risky.  Missing a single recorded document can lead to thousands of dollars in liability.  Hiring a professional title and escrow agency like Infinity Title Agency ensures a bonded search backed by expertise.

What happens if a lien is found on the property I'm buying?


If a lien is discovered, it must be paid off or satisfied before closing.  Usually, the seller pays this out of their profit from the sale and the title company ensures a free and clear title is given at closing.

Does a lien search cover unrecorded liens?


Standard searches cover recorded public documents.  However, Infinity Title Agency also looks for municipal lien searches that can uncover unrecorded items like utility debts or building code violations.

Ready to start your lien search?

Don't leave your real estate investment to chance.  Ensure your peace of mind with a professional lien search from the experts at Infinity Title Agency.

Contact us today to get started!