Escrow Services

Professional Escrow Services by Infinity Title Agency

Are you navigating a real estate transaction and looking for a partner to ensure your funds and documents are handled with the highest level of security and precision?  At Infinity Title Agency, we provide expert escrow services that act as the backbone of a successful real estate closing. Serving as a neutral third-party, we protect the interests of home buyers and sellers, and lending institutions, ensuring every condition of your contract is met before the keys change hands.

What are Escrow Services in Real Estate?

In a real estate transaction, "escrow" is a financial arrangement where a neutral third-party - the escrow agent - holds and regulates payment of any funds and important documents required for two parties involved in a given transaction.

Our professional escrow services ensure that they money (such as earnest money deposits and final closing funds) and the deed stay in a secure "holding tank" until all conditions of the sale are fulfilled. This prevents any party from being at a disadvantage or falling victim to fraud during the transfer of property.

Professional escrow services for real estate property closings in Northeast Ohio and Florida by Infinity Title Agency serving home buyers and sellers, real estate agents, banks, and new construction builders.

Man signing escrow closing documents on Northeast Ohio property with Infinity Title Agency
A Northeast Ohio real estate agent handing a purchase agreement to a home seller as part of the escrow services from Infinity Title Agency

Why Escrow is Essential to Your Real Estate Closing Process

Closing on a home is often the largest financial transaction of a person's life.  Escrow is vital because it provides a safety net for all parties involved in the real estate transaction.  Without a reliable escrow and closing service, the risk of missing funds, title defects, or contractual disputes may increase significantly.

For Buyers: 

It ensures that your money is not released to the seller until the title is proven clear and the property condition meets the contract's terms.


For Sellers: 

It guarantees that the buyer actually has the funds to complete the purchase before you sign over your deed.

For Lenders:
It ensures that all liens are paid off and the new mortgage is properly recorded.

Key Escrow Services and the Role of Infinity Title Agency

Understanding the mechanics of a real estate transaction and the process and requirements each county has for closings requires a clear look at what an escrow agent actually does.  At Infinity Title Agency, we manage the complex workflow of legal and financial requirements to ensure the transfer of property is valid and secure.

As your escrow agent, we fulfill several critical escrow core roles and functions that bridge the gap between the buyer's offer and the final deed recording.

DOCUMENT MANAGEMENT

We collect and review all necessary legal documents, including the purchase agreement, loan documents, and property disclosures - ensuring everything is signed and notarized correctly.

FUNDS DISBURSEMENTS

Once the closing is finalized, we distribute funds to the seller, pay off existing mortgages, and cover commissions and recording fees.

CLEAR TITLE CONTINGENCIES

If a title search reveals a lien on the property, our escrow team works to ensure these issues are resolved before the transaction concludes.

PUBLIC RECORDING

After all parties have closed, we record the finalized deed and mortgage with the county to officially document the change in ownership.

Why Choose Infinity Title Agency for Your Escrow Services?

Choosing the right title and escrow agency can be the difference between a stressful closing and a seamless one.  Here's why our clients trust Infinity Title Agency:

Enhanced Fraud Protection

We utilize the Qualia cutting-edge security platform for 256-bit AES encryption to protect your wire transfers and sensitive data from cyber threats.

Attorney-Backed Expertise

Our team is supported by in-house legal counsel, providing an extra layer of oversight that standard title companies often lack.

Virtual & Mobile Closings

We understand that your schedule is busy.  We offer flexible, mobile closing and RON (Remote Online Notarization) services so you can sign your documents at a time and place that is convenient for you.

Escrow Services

Frequently Asked Questions

How long does the escrow process take?


The real estate escrow process can take anywhere from 1 week to 45 days but, ultimately, varies depending on if the transaction is a lender versus cash sale.  The complexity of the loan, contract, and any contingencies (like inspections or repairs) that may need to be cleared can also affect the timeline of the escrow process.

Who chooses the escrow company?


In many cases, the choice of an escrow agent is negotiated between the buyer and seller.  However, real estate agents often recommend a trusted partner like Infinity Title Agency based on past success and reliability.

What are escrow fees and who pays them?


Escrow fees are the work charges paid to a title company, which acts as a neutral, disinterested third party to securely manage a real estate transaction. Who pays these fees is not fixed; it varies based on local requirements and what is negotiated in the final contract. Ultimately, the escrow company simply follows the explicit, written instructions outlined in the purchase agreement to determine the payment breakdown.  For more information on buyer vs seller costs, see our Who Pays For What resource guide.

What happens if the real estate deal falls through?


If the transaction is canceled based on a contract contingency, the escrow agent follows the instructions in the purchase agreement regarding the return of the earnest money deposit.

Ready to start your escrow closing journey?

Don't leave your real estate investment to chance.  Trust the experts at Infinity Title Agency to handle your escrow closing process with precision and care.

Contact us today to get started!