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Who Pays For What?

Service Covered by Seller
Cash
Conv
VA
FHA
Pay Off Current Mortgages
✓
​✓
​✓
​✓
Real Estate Commission
✓
✓
✓
​✓
Title Examination
✓
✓
✓
✓
Owners Fee (One Half)
✓
​✓
✓
✓
​County Transfer Tax
​✓
✓
✓
✓
Deed Preperation
✓
​✓
✓
✓
Recording Cancelled Mortgage
✓
✓
✓
✓
Hold Signature Fee
✓
✓
✓
​✓
Transfer Service Fee
✓
✓
✓
✓
Escrow Fee (One Half)
✓
✓
 
✓
Escrow Fee Entire
 
 
✓
 
Termite Inspection
 
 
✓
✓
Mortgage Document Preperation
 
 
✓
✓
Tax Service Fee
 
 
✓
 
Tax Proration
✓
✓
​✓
✓
Payoff of Special Assessments
 
 
✓
✓
Special Tax Search
 
 
✓
✓
Commitment to Insure
 
 
✓
 
Flood Certification
 
 
✓
 
Real Estate Commissions
✓
✓
✓
✓
Service Covered by Buyer
Cash
Conv
VA
FHA
Mortgage Origination Fee
 
​✓
​ 
​✓
Mortgage Discount Points
 
✓
 
​✓
Interim Mortgage Interest
 
✓
✓
✓
Appraisal
 
​✓
✓
✓
Credit Report
 
✓
✓
✓
Escrow Fee (One Half)
✓
​✓
 
✓
Survey
✓ *
✓
✓
✓
Termite Inspection
✓ *
✓
 
​✓
Mortgage Document Prep
 
✓
 
 
Special Tax Search
 
✓
 
 
Commitment to Insure
✓
✓
✓
✓
Assignment
 
✓
✓
✓
Recording Deed and/or Mortgage
✓
✓
✓
✓
Tax and/or Insurance Reserves
 
✓
✓
✓
PMI Reserves (One Year)
 
✓
​✓
✓
Insurance Premium (One Year)
 
✓
✓
✓
Owners Fees (One Half)
✓
​✓
✓
✓
ALTA Loan Policy Premium
 
✓
✓
✓
Title Enedorsements
 
✓
✓
✓
* denotes services and costs that related to CASH purchases that are negotiated within the terms of the contract and agreed upon between the buyer and the seller.
© COPYRIGHT 2020. ALL RIGHTS RESERVED.
  • Home
  • Social Media
    • Facebook
    • LinkedIn
    • Instagram
  • Resources
    • Point of Sale
    • Tax Rates
    • Who Pays For What
  • Team
  • Contact
  • Career Opportunities